Legal
Licensing & Disclosures
Last updated: October 28, 2026
Licensing
Aspiring Finance, LLC. All loans are made or arranged pursuant to applicable federal and state licensing requirements. Additional state licenses are available upon request.
Rate disclosure
Advertised APRs are starting rates for the most qualified borrowers. Your actual rate, term and fees depend on credit profile, revenue, time in business and other factors. Example: a $100,000 36-month term loan at 9.5% APR has a monthly payment of approximately $3,203.
Commercial financing disclosures
Where required by state law (including New York, Utah and Virginia), you will receive a commercial financing disclosure showing the total cost of financing before you sign.
Equal Credit Opportunity Act
The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.
USA PATRIOT Act notice
To help the government fight terrorism and money laundering, federal law requires us to obtain, verify and record information that identifies each business and person who opens an account.
Complaints
Contact [email protected].